Insurance Intelligence

Site-level context for the questions underwriters ask early.

Screening-grade place diligence for underwriters, brokers and risk teams reviewing data center projects. Community, grid, water and regulatory context for a specific site, organized to support professional review, not to replace it.

Screen a Site · Talk to the Team

Market context

Physical perils are modeled. Place context is often assembled by hand.

Data center submissions arrive with engineering detail and peril modeling. Questions about the surrounding place, such as community setting, utility and water context and regulatory posture, are frequently gathered ad hoc from many sources.

A consistent, sourced screening view can help a reviewer decide where to look harder. It does not decide anything on its own.

Scattered inputs

Place context arrives in different formats with different dates. Putting it in one structure makes review faster and easier to document.

Evolving structures

Coverage designs for project delay and cancellation are still developing. Any such design needs its own validated data and professional structuring.

Disclosure pressure

Climate-related disclosure frameworks increase demand for documented site-level risk context across infrastructure portfolios.

Four layers

Four views of a site, kept visible together.

Each layer is shown on its own, alongside a composite view, so a reviewer can see what is driving a result and where the evidence is thin.

Community and social context

Nearby receptors, neighborhood context and documented local activity around data center development. Based on block-group, county and site-coordinate data today.

Grid and power context

Proximity to transmission and substations as a screening signal that may inform business interruption and delay-in-start-up questions. Proximity is not confirmed capacity, queue position or time to power.

Water context

Water availability and stress indicators relevant to cooling feasibility, flagged for enhanced review where evidence is limited. These are screening indicators, not validated parametric triggers.

Regulatory context

Zoning, permitting and jurisdiction context, with IFRS S2, ESRS E3, SB 253 and SB 261 shown as background. Frameworks are contextual and do not establish that a particular entity is legally in scope.

Outputs

What a screen gives a reviewer.

Composite site scorecard

A single structured view across the four layers, with the layer-level findings, sources and limitations kept visible behind it.

Site triage

A plain separation of issues that look addressable from those that may warrant closer scrutiny, to help direct professional attention.

Community context indicators

Documented local conditions around the site. They describe place conditions, not resident sentiment or the outcome of any approval.

Regulatory context flags

Disclosure and permitting frameworks mapped as background to support a reviewer's own scoping work.

Process

From address to screening file.

Submit the site

Enter a U.S. parcel by address or latitude and longitude.

Layers are evaluated

Community, grid, water and regulatory context is assembled from sourced public data.

Review the scorecard

Read findings together with their sources, dates and limitations.

Apply professional judgment

Use the screen to frame questions, document diligence in your file, and decide what needs engineering, legal or actuarial follow-up.

Who it serves

For professionals across the risk chain.

Property and casualty underwriters

Add a consistent place-context screen to intake and note where further information should be requested.

Parametric and specialty structuring teams

Explore what site-level context exists as one input to early design conversations. Any trigger would require independent validation and actuarial work that this product does not provide.

Infrastructure fund risk and insurance leads

Screen a pipeline of sites consistently and keep a documented record of early-stage place diligence.

Specialty brokers

Bring organized site context to pre-placement conversations, alongside the submission materials you already prepare.

Boundaries

Screening-grade, by design.

This product supports professional review. It is not actuarial pricing, underwriting-grade certification, a validated insurable or parametric trigger, a coverage guarantee, or a legal or compliance conclusion.

Grid proximity is not confirmed capacity. Disclosure frameworks are context, not proof of legal scope. Missing evidence is never treated as favorable, and findings should be confirmed through site-specific, credentialed diligence.

Scope note: Planned features, including Market Planning Area neighborhood geographies, are upcoming and are not part of current scoring.

Screen the site before the file gets long.

Run a scorecard for one parcel, or talk with the team about how screening fits your review workflow.

Screen a Site · Talk to the Team